20 Businessess to start up with small capital

Most people dream to own their business.  Some of the big businesses today started as small business and grew over time and become big if managed well. In this article we will look at 20 business ideas you can start with low investment.

Some of the businesses ideas listed here,  you can start from home, but others, you may have to rent a place.

One question you may have is whether you must be skilled, yes in most cases, you must have some kind of skills to be successful because every business needs expert knowledge to manage it properly.

Every business needs funding, even some need external funding like getting other people to put in their money. In this article, I am going to tell you about twenty businesses you can start with low capital and grow it until it becomes big.

This list of business ideas are in no particular order. So keep reading till you find one that suits you.


One of the best business ideas to start in this millennium is blogging. Blogging is a very flexible business. You can do it from your home, you can do it from your office as a side job, you can even do it on your bed. It is a business that can do anywhere as long as you are connected to the internet.

Blogging business is all about sharing information online, it could be about anything. You can start a blog about anything. You can start a blog for news, gossip and politics. There is no limit, you can blog about travels, insurance, finance, music, sport, relationship, phones, technology, career, foods and recipes.  There is no limit!

Starting a blog is not expensive, all you need is money to buy domain name and web hosting. This is less than $30 to start.  That is less than N10, 000 to start.

Blogging is big business. You an make millions from it. If you are considering starting a blogging business, we have a step by step guide for you.


If you are an expert in any field such as paint production, soap making, snacks baking, cake baking, business management, computer repairs, business growth and so on, you can organise tutorial classes for prospective students and charge them appropriately. You only need an accommodation to carry out your tutorial.

You can run the classes from your home if you have a large space. There are people making millions every hear from running these kind of coaching classes as side job.

You can approach academic institutions, religious institutions, organizations and propose to offer training to their people and negotiate fees and payment.


Alternatively to idea number two, if you are skilled in any filed, you can decide to start an online course to teach others. This is very lucrative and amazing business.

If you are really skilled at what you are teaching, you can establish your name in the field. There will be line up of plenty students waiting to sign up for your courses.

One advantage of these business idea is that you can be in anywhere and teach students from any part of the world.

All you need is your computer, connection to the internet and skill.

You can go to platforms like Udemy and Teachable to launch your online course business.


This is mainly suitable for anyone who is good at cooking, you can launch this kind of business right from inside your kitchen. Bring your delicacies to work places and business areas and you are smiling to the bank on daily basis.

What is needed here is necessary condiments and spices for the kind of food that appeals to an ethnic group of people or the public at large. ₦10,000 or more or less can start this kind of business.

In summary, it is about cooking sweet delicacies and delivering to people. You can construct a kiosk close to a busy area or you move around from office to office to supply. If you choose to move around from office to office, make sure you have a business card, so they can be calling you to make orders.

This is one of the business ideas that never grow old because people will always eat!


This is about stocking frozen foods like chicken, fish, gizzards and more for sale.

You will need to have refrigerators to store the frozen items. Also, you will need a generator set depending on where you are to guarantee regular power supply.

You can work to be a distributor on a low scale and grow over time.

You will need less than ₦100,000 to go into this kind of business and you may use part of your apartment, possibly in front of your house to start and rent a shop later. This is one of the business ideas that will bring in high seasonal income during Christmas and festive seasons.


You can do this business online or you may have an operating base. You need a Point of Sale (POS) machine and a bank account to be in this business. So the capital requirement is the POS machine and renting a small place where you can operate from.


This business entails finding good accommodation for would be tenants and making money from both the tenant and the landlord.

You will need to rent a small shop and begin to scout for vacant accommodation in town, so that when a prospective tenant registers with you, you will quickly show the person available accommodation.

This is among the hottest business ideas in Nigeria. As lots of people try selling or renting properties, and and housing.


Here you need to register with a GSM operator who licences you to print its credit recharge cards. The requirements are that you must buy the recharge printing machine and after printing, be ready to market printed recharge cards.


You will have to be buying gas from a filling station and retail to customers. You will need large cylinders and gauging machines to measure the volume customers buy.

The amount of money you invest depends on the scale you want to operate but if you have up to ₦100,000, you can start this business. But you may have to rent a shop.

It is very lucrative if you can find a spot where depend will be high.


This kind of business requires you to buy all kinds of fruits depending on what people need out there. So before you start, find out what people want and go for it.

It may be very easy to start but make sure you know how to do it by learning it from someone. The capital to start may not be more than ₦5,000.00

This business is very lucrative as there are people out there who loves fruit.


Soap making is easy whether liquid or key soap. What you need here is chemical , oil and mould. Contact retail shops for selling of the soaps.

For capital, it boils down to the quantity you want to sell. Unless you want to operate at big scale, ₦50,000 can get you started. But you must learn how to make different kinds of soaps.


People in business and offices want to eat and one way they fill their belly is to take light food. So you can make the snacks in your house and bring them to work places and business areas.

You can have a permanent site or you can hawk it.

However, you need to learn how to make snacks before dabbling into it. It requires less than ₦20,000 to start the business.


This requires expert knowledge before you can go into it. Just be an apprentice over a period with an expert and as soon as you are done, start repairing phones from open space and rent a shop later.

The real capital for this business is the money you pay to learn the trade.

Alternatively, you can open a repair shop and hire professionals to handle all kinds of phone repairs.



This is the trading in mobile phone accessories such as casing, chargers, ear phones, power bank and light cables to connect your phones to the computer.

You can use trolley to display your wares and small amount of capital is required to start this business.



A lot of car owners take their car to the car washing joints. What you need to do is acquire a space large enough(it could be part of your compound).

The next think is to procure water spraying machine and you are ready to start your business. If you already have a space and regular water supply, it could be borehole. Then you don’t need much money to start.



All it takes is to undergo a training as an apprentice and at the end, to find a space and start repairing computer hardware.

You need to operate near the market for computers or offices where computers are used.

Alternatively, you can open a shop and hire professionals to handle all sort of computer repairs.



If you are computer expert, you can do this business and succeed. Just acquire used computers and a shop, you are into one of the most lucrative business in Nigeria today.

Understand that computer is the reigning thing. Everyone needs to learn computer these days.

You can approach schools, religious organizations and companies and offer to train their people on a particular computer program that will be beneficial to them and add value.


This business is booming since people leave home without eating and even school children are given money at home to buy akara on their way to school.

What you need to do is to secure a space, buy big fry pan, raw beans and groundnut oil and you are ready to start a money spinning business.

People look down on business like this but I know of a woman who built a house with her husband running this business.

If you find a good location that is busy and you are good at frying, then you can make good money a day.



Since everybody today is security conscious, the surveillance camera can be installed to monitor the intruders who come into a compound uninvited.

What you need to do get into this business is to study how to install the surveillance camera.

Partner with suppliers and go to companies and houses in premium area, the offer to install for them.


This is the area a lot unemployed youths are doing business. What it requires is knowing how to drive the tricycle and buying one for commercial use.

The cost is about ₦800,000, but can be purchased on hire purchase basis, you pay installmentally and at the end, it becomes yours.

Author: xtrmbasepro

Xtrmbasepro is a platform for promoting reputable contents that are life and mind transforming. It was birthed out of the desire to fill the airwaves with good news and be a part of those who would reclaim the media, arts & entertainment spheres to the glory of God

15 thoughts on “20 Businessess to start up with small capital

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